
Homebuying 101: a step-by-step guide to buying your first home
Purchasing a home is often far-and-beyond the largest financial commitment that we will make, and one not to be taken lightly. In most cases, the purchase will involve a substantial down payment and the need to borrow a large sum of money to complete the purchase. Add to this the time, energy and stress that invariably accompanies a major purchase, and it’s easy to see how the pleasurable pursuits of visiting open houses and contemplating design schemes are quickly replaced with the cold reality that credit scores, mortgage applications, and cooperative board packages provide. Keeping your Cortisol levels in check requires a detailed plan of action that progresses through every important phase of the home-buying process.